Argon Mobility Argon Mobility · Kolhapur

Argon Pay Later

Take your Argon home now and pay for it over the next few months, instead of all at once. You apply from your phone — it takes about ten minutes.

Before you start, keep these ready

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Proof of work
An employee ID card if you are salaried, or a business registration if you run one. One for each person in the family who earns.
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Proof of address
A recent electricity bill or property tax receipt for where you live.
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Bank statement
The last two months, downloaded as a PDF from your bank's app. A photo of a passbook can be accepted but slows things down, because it cannot be checked.
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Credit score screenshot
From Google Pay. See below — this is the one people usually get wrong.

The credit score screenshot

In Google Pay, open your credit score, then tap Show full report. Take a screenshot of that page — not the short summary before it.

credit score 000 300 900 last updated on ... FACTORS THAT AFFECT CREDIT SCORE on-time payment credit card utilization credit age credit enquiries
Roughly what it looks like. Yours will show your own number and your own list underneath. It should show the score on the dial, the date it was last updated, and the factors below it.

It does not matter which agency the score comes from.

How it works

1

You fill in the form

Five short steps on your phone. Sign in with your mobile number — a four-digit code arrives on WhatsApp, so there is no password to remember. It saves as you go, so you can stop and come back later.

2

The store checks it

We look at your documents and add the price from your quotation. If something is unclear or a document cannot be read, we will tell you exactly what to replace and call you.

3

You are told what is possible

If it works out, you get the approved amount, how many payments, the date each one falls on, and the terms — in writing, before you commit to anything.

Questions people ask

How many payments will I get?

That is decided when your application is reviewed. It depends on the vehicle and on what the store can offer you, so nothing here promises a particular split.

Does applying commit me to anything?

No. Applying costs nothing and commits you to nothing. You see the full terms before you decide.

Why do you need my bank statement?

Income written on a form cannot be checked. The statement is the single thing that makes the strongest difference to what we can offer.

I do not have a credit score.

That is not a problem in itself. No score is not a bad score — it just means there is no record either way, and your other documents count for more.

More than one person earns in my family.

Good — add them. Each earner needs their own proof of work and their own bank statement, and the household is considered together.

Why am I being asked to sign again?

Something changed after you signed, usually the price being filled in. You should always be signing for the actual amount, so we ask again rather than change it quietly.

Is there any charge?

A one-time processing charge applies to an approved plan, and it is always shown on its own line so it is never mixed into the amount. Applying itself is free.
Ready when you are
About ten minutes. Have your documents on the same phone.
Start your application
Bring it to us instead? If you would rather not do this on a phone, come into the showroom with the same documents and we will fill it in with you.